Wholesale Funding

Wholesale Business Funding & Working Capital Solutions

Wholesale businesses buy in bulk and wait to get paid. Inventory costs hit before revenue comes back in. Novus Business Funding helps wholesale distributors and suppliers review funding options built around how the business actually runs.

Funding decisions are based on your sales volume and receivables, not just your credit score. Invoice factoring in particular works well for wholesale cash flow cycles.

Funding decisions are based on overall business performance and cash flow, not just credit score.
✓ No hard credit pull for initial review
✓ Same-day quotes available in many cases
✓ Funding available in as little as 24 hours after approval
✓ Flexible payment structures based on business performance
✓ Designed around wholesale inventory and receivable cycles
Get Pre-Qualified in Minutes
No hard pull. No obligation. Complete the quick pre-qualification form in just a few minutes.
Your information is secure and never sold. One application. One initial review. Funding options evaluated based on your business profile.

How Wholesale Businesses Use Funding

Wholesale businesses use funding for a variety of operational needs, cash flow demands, and growth opportunities.

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Large inventory and bulk order purchases
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Bridging receivable and payment gaps
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Payroll and operational expenses
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Warehouse and storage costs
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Supplier and vendor payments
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Fleet and transportation expenses
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Business expansion and new markets
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Unexpected operational expenses

Wholesale Business Funding Options

Wholesale businesses may qualify for multiple funding solutions depending on revenue, time in business, and overall financial profile.

Business Line of Credit
Flexible access to capital when needed. Draw funds for inventory, supplier payments, or operating expenses and repay as revenue comes in.
Business Working Capital
Fast access to capital for daily wholesale operations including inventory purchases, payroll, and cash flow management.
Term Loans
Structured repayment options for larger investments including warehouse expansion, fleet purchases, and major business expenses.
Equipment Financing
Finance forklifts, warehouse equipment, delivery vehicles, and other essential wholesale distribution equipment.
Invoice Factoring
Convert outstanding invoices into immediate working capital rather than waiting 30, 60, or 90 days for customer payments.
Revenue Based Financing
Flexible financing structured around business revenue. Repayment adjusts based on wholesale performance and cash flow cycles.

Wholesale Businesses We Commonly Work With

Wholesale businesses operate with different inventory cycles, payment terms, and cash flow demands. Novus Business Funding works with a variety of wholesale and distribution business types nationwide.

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Food and beverage distributors
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Industrial supply distributors
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Medical supply distributors
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Clothing and apparel wholesalers
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Electronics distributors
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Building material suppliers
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Auto parts distributors
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Consumer goods wholesalers

Why Wholesale Businesses Choose Novus Business Funding

Novus Business Funding works with wholesale businesses nationwide to review funding solutions designed around real business cash flow.

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Fast pre-qualification process
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Same-day quotes available
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Funding available in as little as 24 hours
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No hard credit pull for initial review
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Flexible funding solutions
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Straightforward communication
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Real-world business perspective
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Serving businesses nationwide since 2015

Common Questions About Wholesale Business Funding

Wholesale Specific Questions
Explore Funding Solutions for Other Industries
Different industries operate with different cash flow cycles and growth opportunities. Explore funding solutions designed around specific business needs.
Manufacturing Business Funding
Working capital for production costs, inventory, and equipment needs.
Retail Business Funding
Funding solutions for inventory, payroll, and retail operations.
E-Commerce Business Funding
Support inventory purchasing, digital marketing, and online growth.
Staffing Business Funding
Funding solutions to help manage payroll and receivable gaps.
Transportation & Logistics Funding
Working capital for fleet expenses, fuel costs, and operational needs.
Ready to Review Wholesale Funding Options?
Complete the quick pre-qualification form in just a few minutes with no hard credit pull and no obligation.
Get Funding Options ↗
Or call us directly at (800) 679-3386