Financing Solutions
Invoice Factoring
Convert unpaid invoices into immediate working capital without waiting 30, 60, or 90 days. Invoice factoring is the sale of your outstanding invoices in exchange for immediate cash. A smart solution for businesses with steady receivables.
$20K - $10M
Available
Same Day
Funding Available
No Min
Credit Score Required
Rates starting at 0.50%
No minimum credit score required
Approval based on your customer's credit, not yours
Same-day funding once invoices are verified
Ready to Review Your Options?
Complete the 3 Minute Quick Pre-Approval Form. A funding advisor will follow up to discuss available options for your business.
Get Funding Options ↗Or call us at (800) 679-3386
No hard credit impact. No obligation.
What Is Invoice Factoring
Invoice factoring is an alternative financing method where a business sells its outstanding invoices to a third-party company in exchange for immediate cash. Because this is a sale of assets and not a loan, it works differently than traditional financing and allows businesses to access cash tied up in unpaid invoices quickly.
Immediate Cash Flow
Stop waiting 30, 60, or 90 days for customer payments. Convert outstanding invoices into working capital now.
No Minimum Credit Score
Approval is based primarily on your customer's credit, not yours. No minimum credit score required.
Same-Day Funding
Funds may be deposited into your business bank account the same day invoices are verified.
Competitive Rates
Rates starting at 0.50% based on invoice volume and customer strength.
Not a Loan
Invoice factoring is the sale of assets, not a traditional loan. It works differently than standard business financing.
Ongoing Access
As your business generates new invoices, you can continue factoring to maintain consistent cash flow.
Industries That Use Invoice Factoring
Invoice factoring works well for businesses with steady receivables and customers with extended payment terms.
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Staffing and recruitment
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Trucking and freight
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Manufacturing and wholesale
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Construction and contractors
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Healthcare and medical
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Business services and consulting
Common Questions
Ready to Review Your Options?
Complete the 3 Minute Quick Pre-Approval Form. No hard credit impact. No obligation.
Get Funding Options ↗Or call us directly at (800) 679-3386