Contractor Funding

Contractor Business Funding & Working Capital Solutions

Contractors often get paid after the work is done. Materials, labor, and equipment costs come first. Novus Business Funding helps roofing, electrical, plumbing, and trade contractors review funding options built around how the industry actually works.

Funding decisions are based on your project revenue and business performance, not just your credit score. Many contractors qualify faster than they expect.

Funding decisions are based on overall business performance and cash flow, not just credit score.
✓ No hard credit pull for initial review
✓ Same-day quotes available in many cases
✓ Funding available in as little as 24 hours after approval
✓ Flexible payment structures based on business performance
✓ Designed around contractor project and cash flow cycles
Get Pre-Qualified in Minutes
No hard pull. No obligation. Complete the quick pre-qualification form in just a few minutes.
Your information is secure and never sold. One application. One initial review. Funding options evaluated based on your business profile.

How Contractors Use Funding

Contractors use funding for a variety of operational needs, cash flow demands, and growth opportunities.

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Materials and supply purchases
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Payroll between project completions
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Equipment and tool purchases
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Vehicle and trailer purchases
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Seasonal cash flow gaps
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Marketing and customer acquisition
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Taking on larger projects and contracts
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Unexpected operational expenses

Contractor Business Funding Options

Contractors may qualify for multiple funding solutions depending on revenue, time in business, and overall financial profile.

Business Line of Credit
Flexible access to capital when needed. Draw funds for materials, payroll, or operating expenses and repay as project payments arrive.
Business Working Capital
Fast access to capital for daily contractor operations including materials, payroll, and cash flow management between projects.
Term Loans
Structured repayment options for larger investments including equipment, vehicles, and major business expenses.
Equipment Financing
Finance tools, vehicles, trailers, heavy equipment, and other essential trade contractor equipment needs.
Invoice Factoring
Convert outstanding invoices into immediate working capital rather than waiting for client or insurance payments.
Revenue Based Financing
Flexible financing structured around business revenue. Repayment adjusts based on project performance and cash flow cycles.

Contractors We Commonly Work With

Contractors operate across many trades with different project cycles, material costs, and cash flow demands. Novus Business Funding works with a wide variety of trade contractor businesses nationwide.

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Roofing contractors
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Electrical contractors
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Fence and deck builders
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Flooring and tile installers
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Painting and drywall contractors
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Remodeling and renovation contractors
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Masonry and concrete contractors
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Framing and carpentry crews
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Excavation and paving companies
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Janitorial and cleaning services
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General contractors
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Specialty trade contractors

Why Contractors Choose Novus Business Funding

Novus Business Funding works with contractors nationwide to review funding solutions designed around real business cash flow.

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Fast pre-qualification process
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Same-day quotes available
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Funding available in as little as 24 hours
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No hard credit pull for initial review
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Flexible funding solutions
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Straightforward communication
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Real-world business perspective
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Serving businesses nationwide since 2015

Common Questions About Contractor Business Funding

Contractor Specific Questions
Explore Funding Solutions for Other Industries
Different industries operate with different cash flow cycles and growth opportunities. Explore funding solutions designed around specific business needs.
Construction Business Funding
Help manage project expenses, materials, equipment, and labor costs.
HVAC & Plumbing Funding
Funding for equipment, vehicles, payroll, and seasonal cash flow needs.
Landscaping Business Funding
Working capital and equipment funding for seasonal business needs.
Transportation & Logistics Funding
Working capital for fleet expenses, fuel costs, and operational needs.
Auto Repair Business Funding
Funding for equipment, parts inventory, and auto repair operations.
Ready to Review Contractor Funding Options?
Complete the quick pre-qualification form in just a few minutes with no hard credit pull and no obligation.
Get Funding Options ↗
Or call us directly at (800) 679-3386